A great way to buy gift cards are through Raise. Its a website where people can sell their own gift cards they don't want at a discounted price. A discount from 1% all the up to 25% and sometimes higher. Sometimes they are mailed to you, and other times they electronic gift cards that are emailed and can be used at a store with a bar code.
These would pair great with a sale and a coupon at places like Jcpenney.
Get a $100 gift card for $80 or so, then go when they have great sales on items you like, and use a $10 off $25 coupon they almost always have available.
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