Friday, September 18, 2015

Stack JCPenney savings

JCPenney is always a great place to shop at. They almost always have several sales and $10 off $25 coupons or 15%-25% off your whole purchase. Right now you can 20% off $100+ or 25% off $150+.
Just use the code "fallshop" at checkout. Lets just see a little scenario on how much you can save right now on anything...

1. Make sure you buy a JCP gift card at Raise for up to 16% off. Right now they have a $100 card for only $84.43, then you use the 5% off code "take5"* to make it about $80. Make sure you use a credit card with cash back to buy the card, such as my Citi Double Cash Back card! Will get you $1.60 back.

2. Shop through ebates to get 6% cash back.

3. Spend $150 and get 25% off which will be minus $37.5.

Lets say you your final payment will be around $125 after taxes. Take $20 off since you got a $100 gift card for only $80. Factor in the 6% off the final price of $125 which will be $7.50.

So...

$150 base price AFTER any sales
$125 after promo code
$105 after gift card discount
$97.75 after ebates cash back
$96.15 after credit card cash back from buying gift card + more from remaining balance

Seems pretty good to me!



* You can use this code every weekend at Raise.com, Friday through Sunday!

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